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Investment for Beginners

Wanting, waiting and wanting more money is something we all do and at some point in our lives and what can happen, a win in the lottery to an inheritance, the salary increase or gift the next question is always: what to do ? ? Will spend, spend – holidays, cars – or should save, save, save? Angel or devil? Your heart or your head? However, it has to be a difficult choice – you can spend and still have enough to maintain a lifestyle without worry – of course as long as you remember two golden rules of the master himself, Warren Buffet: an article is ‘capital preservation’, the article two ‘never forget a rule’ apply if you decide to handle your financial affairs or you hire a professional.

So, what are the basic rules of investment and how they work? The first thing you should understand and, in particular in terms of risk. ? What does this mean? This means being honest with yourself and see how much money own risk. Your values and beliefs about these are established at an early age, mainly through their parents and the people closest to you. If your eyesight is at high risk of losing 100 pounds in an investment decision, then I suggest you have a very low risk threshold. Alternatively, if you are happy to invest £ 250,000 in a new business and can sleep easily, the risk threshold is high. Both points of view of course, must be measured against his wealth. You can set your own ‘risk profile’ for anyone to complete free online personality as found in www.similarminds.com. If you decide to use a professional adviser is the first thing he or she will try to establish. In short, try to understand the limits of your comfort zone that the money is concerned, as well as long-term financial goals and objectives. Many financial markets are extremely volatile and prices can move significantly in the day. The U.S. market, for example, is much more volatile than the market in the UK. For example, a share in the FTSE 100 can move up to 10p a day a U.S. market share equivalent can move a dollar or more (60p) – i.e. 6 times per day.

You have taken the test and experts talk about the following? What will be the key to his success? Diversification or, more simply, that the dissemination of all is the key, because that is what the success of the kids, or? Ace and increasingly do. It is simple common sense – do not put all your eggs in one basket, as it is asking for trouble. If you had to invest £ 100000, you can put 15% in stock, 10% of the premium bonds, 25% bonds, and other property. Most millionaires are risk averse, are limited to better manage their risks for the preservation of capital, diversifying the risk of disseminating, and using sound money management techniques. Perhaps this is why we are millionaires! Dragons Den Look carefully and see how they are. Once you have established your risk profile, and agreed that in order to increase the value of what it will be necessary for trade and investment, as investment markets or should I choose? Property, pensions, stocks, bonds, mutual funds, options, derivatives, precious metals, currencies, the list is endless. It all sounds very complicated and intimidating. In fact, there has to be. There is no reason to feel threatened or intimidated by asking simple questions because everything can be explained very easily and in a non-paternalistic. Remember it’s your money and these are her dreams, never, ever invest in anything that makes you feel comfortable with or understand. If you can not explain with clarity and simplicity and it keeps you awake at night, should not be in it!


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